Are Dental Implants Covered by Dental Insurance?

Are you missing one or more teeth? If so, you know from experience how much it can impact your overall quality of life. Having gaps in your smile can make it difficult to perform everyday tasks like eating and speaking. Fortunately, you can get a fully functioning smile with dental implants in Loveland! Before committing to the process, you likely want to know whether your dental insurance benefits will cover a portion of your treatment. Continue reading for the answer!

Will Dental Insurance Cover Dental Implants?

It depends! Some dental insurance plans will cover a part of the cost of dental implants. Depending on the reasons you need to replace your teeth, you may be able to use your dental and/or medical coverage for treatment. Your medical insurance may cover a part of your procedure if your tooth loss is the result of trauma to the mouth, a medical condition, or congenitally missing teeth.

There are cases where the restoration (i.e., crown or dental bridge) is partially covered in your dental insurance plan. It’s worth noting that most policies will not cover the surgical portion of your treatment. For more accurate details of your specific insurance coverage, you should contact your provider before moving forward with anything.   

Why Should You Get Dental Implants Before the Year Ends?

The end of the year is quickly approaching, which means your dental insurance benefits will expire soon. More often than not, they will not roll over into the new year. Because of that, you should take advantage of your coverage and maximize it to the fullest extent before it renews. Scheduling a part of your dental implant treatment now and the rest later will help you get the most bang for your buck! You’ll be able to use two annual maximums instead of one. If needed, you can ask your dental team for help scheduling these appointments.

How to Maximize Your Coverage

As mentioned earlier, any benefits left unused at the end of the year will simply expire. You can make the most out of your dental insurance with the following tips:

• Preventive services are often fully covered by insurance, making this a good time to schedule any routine checkups and cleanings.
• Ask your dentist how you can schedule your treatments to maximize your benefits. They’ll help you strategize to make the most of your coverage.
• Once you determine your dental needs, contact your provider to figure out what is covered under your policy.

Ready to say goodbye to the gaps in your smile? Contact our office and schedule a dental implant consultation today. With their help, you can figure out whether or not you’re a good candidate and what your financing options are!

About the Practice

At Gerome & Patrice Family Dentistry, we’ve been helping patients obtain their dream smiles for over three decades now. From routine checkups to state-of-the-art dental implants, we’ve got everything you need for optimal oral health. To schedule a dental implant consultation, visit our website or call (513) 677-1349.